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NUPL (Net Unrealized Profit/Loss)

NUPL measures the difference between Bitcoin's market cap and realized cap as a proportion of market cap, representing the aggregate unrealized profit or loss of all holders. It ranges from euphoria at the top to capitulation at the bottom.

Definition

NUPL measures the difference between Bitcoin's market cap and realized cap as a proportion of market cap, representing the aggregate unrealized profit or loss of all holders. It ranges from euphoria at the top to capitulation at the bottom.

Explanation

The Net Unrealized Profit/Loss indicator is derived from the relationship between market cap and realized cap. It is calculated as (Market Cap − Realized Cap) / Market Cap, producing a value that oscillates between -1 and 1. When NUPL is high, most holders are sitting on large unrealized gains; when it is negative, most holders are underwater.

NUPL is typically divided into five emotional zones: capitulation (below 0), hope/fear (0 to 0.25), optimism/anxiety (0.25 to 0.5), belief/denial (0.5 to 0.75), and euphoria/greed (above 0.75). These zones map remarkably well to the psychological phases of Bitcoin market cycles. Historically, entering the euphoria zone has preceded major corrections, while negative NUPL has coincided with generational buying opportunities.

Because NUPL is directly linked to MVRV (NUPL = 1 − 1/MVRV), the two metrics tell the same story from different angles. NUPL expresses it as a percentage of market cap in profit, while MVRV expresses it as a ratio. NUPL's advantage is its intuitive emotional framing, which helps investors gauge where the market sits in its psychological cycle and manage position sizing accordingly.

Key Takeaways

  • •Measures aggregate unrealized profit or loss of all Bitcoin holders as a fraction of market cap.
  • •Divided into five emotional zones from capitulation to euphoria.
  • •Negative NUPL has historically marked major cycle bottoms and buying opportunities.
  • •Mathematically linked to MVRV: NUPL = 1 − 1/MVRV.

See It in Action

Explore real-time data and interactive charts related to NUPL (Net Unrealized Profit/Loss) on Bitcoin Horizon.

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Frequently Asked Questions

A negative NUPL means the market cap is below the realized cap, so the average Bitcoin holder is sitting on an unrealized loss. This capitulation zone has historically been one of the best times to accumulate Bitcoin, as it marks extreme pessimism and selling exhaustion.

NUPL and MVRV are mathematically equivalent — NUPL equals 1 minus the inverse of MVRV. When MVRV is 2, NUPL is 0.5 (50% of market cap is unrealized profit). NUPL just reframes the same data as a percentage rather than a ratio.

Historically, NUPL above 0.75 has entered the euphoria zone where cycle tops form. This doesn't mean a crash is imminent, but it signals that the majority of the market is in significant profit and the risk of a correction increases substantially.

Related Terms

MVRV Z-Score
A metric comparing Bitcoin's market value (current price times supply) to its realized value (the value of all coins at the price they last moved). Extreme high readings signal overvaluation; low or negative readings signal undervaluation.
Stock-to-Flow
A valuation model that prices Bitcoin based on its scarcity by dividing the existing supply (stock) by the annual production (flow). The model, popularized by analyst PlanB, suggests Bitcoin's price should increase after each halving as the flow is reduced.
NVT Ratio
The NVT (Network Value to Transactions) Ratio compares Bitcoin's market capitalization to its daily on-chain transaction volume. It functions similarly to a P/E ratio in traditional finance, measuring whether the network is overvalued or undervalued relative to its economic throughput.
Realized Cap
Realized Cap values each Bitcoin at the price it last moved on-chain rather than at the current market price. It represents the aggregate cost basis of all coins in circulation and serves as a more grounded measure of capital invested in the network.
Thermocap
Thermocap measures the total revenue paid to Bitcoin miners since the genesis block, calculated as the cumulative sum of all block rewards and transaction fees in USD terms. It represents the minimum cost of producing all existing Bitcoin.
SOPR (Spent Output Profit Ratio)
SOPR measures the profit ratio of coins moved on-chain by dividing the realized value of spent outputs by their value at creation. A SOPR above 1 means coins are moving at a profit on average, while below 1 means they are moving at a loss.
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